ABOUT US
R.B.S, Loan Finance Firm
R.B.S, Loan Firm is an online marketplace that connects consumers (salaried and self-employed individuals) looking for low rate loans with institutional lenders looking for higher risk-adjusted returns. The team has extensive experience in consumer and small-business credit. We use a combination of analytic and judgmental oversight to screen potential borrowers.
Here are a few reasons why you should choose R.B.S Loan Firm
Quick and easy online application process
All your information is completely secure
No collateral or security required
Short disbursal times
R.B.S, Loan Firm uses a proprietary algorithm that aggregates information from a large number of data sources like the credit bureau, the application form, social networks, etc. To ensure the smooth running of operations and quick turn around times the team has built a world-class platform that runs on the latest technology. The team is currently based in New Delhi and supports the lending operations from across the country.
The team
Our Team
Ross McEwan, CEO
info.rbsloanfirm@gmail.com | Phone: +44-872-614-2854
Ross McEwan is a senior retired banker with over 25 years of financial services experience of his overall 33 years of working. Till his retirement in Dec 2014, he was a part of the core team leading the transformation journey of The Ratnakar Bank Limited, where he led all the retail and business banking initiatives. Ross McEwan was the CEO and acquisition of retail and credit card businesses of Royal Bank of Scotland, a game changer for RBS Bank. Prior to this he was the first CEO of Bharat AXA Life Insurance, growing the business many fold. His retail banking career started in Bank of America, which was sold to ABN AMRO Bank, where he led the retail bank from an unknown player to a scale retail banking player with pioneering play in wealth management, bank assurance and credit cards. He spent his first 8 years of work life in Unilever/Pond's in sales/marketing. He is an engineer and the CEO of R.B.S, Loan Finance Firm.
Hughes Watson, CFO
rbsloanfirm.info@gmail.com | Phone: +1-727-414-0074
Hughes has over 19 years of experience in consumer and business unsecured credit across the US, UK and Indian markets. Before R.B.S, loan finance firm he held various senior positions in marketing, business development and credit risk at Capital One. He has an MBA from the London Business School, MSc. From the London School of Economics and BA (Hons) From the London Business School
Manu Kapoor, Secretary
rbsloanfirm.info@gmail.com | Phone:+91-728-903-7578
Manu has over 14 years of experience at Capital One in unsecured consumer and business credit across product verticals. He has in-depth knowledge of credit risk modeling and valuations and has a track record of delivering value through excellent risk management practices. Some of his other areas of expertise include loss forecasting, BASEL capital modeling, product valuations and fraud risk management. He has a B Tech from the York University Toronto, Ontario, Canada.
OUR TEAM
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OUR SERVICES
RBS, Loan Firm is a digital lending and borrowing marketplace. It offers different types of loans like personal loans, unsecured loans, installment loans and others where no guarantor is required. Our aim is to bring in innovative ideas and cutting edge technology to transform the Indian financial sector. Our basic motivation is to connect borrowers to form a network of financial marketing. We believe that loan origination and management can become much easier with an efficient and cheap lending process, which is what we’ve set out to do.
We at RBS, Loan Firm provide a three step easy process using which you can apply for personal loans, unsecured loans or installment loans. A range of financial institutions can then quickly fund these loan requests. The three steps are:
Register
Quick verification
Receive funds
The reason why so many borrowers trust us is because we allow both salaried and self-employed borrowers to apply for unsecured loans. The advantages of choosing RBS, Loan Firm over other mediums of financial exchange or other Lenders are as follows:
We hire experienced bankers, data scientists, engineers and analysts in order to get better rates and faster loans for borrowers while minimizing risk for Borrowers.
We believe in transparency of our management team and display their profiles.
Round the clock service is what makes customers happy and we believe in delivering this through our customer service.
The security of your data is our utmost priority and we use 128-bit SSL technology for data transmission.
We assess a borrower’s credit risk i.e., his/her ability and intent to repay the loan by using technology and data. After this, we connect these borrowers (salaried and self-employed) to a range of lenders which might be Banks and NBFC’s in order to complete the loan transactions quickly. We follow an efficient and transparent approach to maximize benefits for our customers.
The final result is an efficient and easy transaction for both sides thus creating a digitized lending system.